Happy New Year!

The staff at Health Management Solutions would like to take this opportunity to thank you for your continued confidence in our services. We wish you and your family a safe and happy 2017!

Coverage in other states: do you have it?

With the New Year approaching, now is the time to begin planning for 2017. We encourage businesses to evaluate their current workers’ compensation coverage to ensure there are no potential coverage gaps. Each state has different laws and requirements for workers’ compensation coverage. Consider each state where you send employees, and make sure proper coverage is in place. The BWC works with a private insurer to offer optional coverage to employers with out ­of ­state exposures.

Through the Other States Coverage offering, employers can secure coverage nationwide in 46 states. The BWC implemented this program in March 2016 through November 2016, more than 200 businesses have secured coverage. These employers have eliminated potential coverage gaps and compliance issues that may arise when working out of state.

If you’re looking to expand your business outside of Ohio, please contact the BWC’s Other States Coverage unit to discuss your options. Please contact the Other States Coverage unit at (614) ­728-­0535 or .

Source: BWC E-news – December 2016

Safety in Cold Weather

As the winter season has come upon us, here are some useful preventive measures to help reduce your risk of injury. Stay safe out there!

Use common sense: Check the weather forecast and be prepared for changing conditions. If working or recreating on ice, be sure it’s thick enough to safely support applied weight. Take extra precautions if you are unaccustomed to the cold or exerting yourself at higher elevations.

Clothing: Wear cold-weather clothing in layers to retain body heat and repel water. Unlike cotton, wool, silk and most synthetics retain their insulating properties when they are wet. Pack extra clothing in case you get wet. Wear goggles or sunglasses to protect your eyes and sunscreen to protect your skin, even when it’s overcast.

Equipment and Training: Obtain professional advice when selecting and using outdoor work or sports equipment. Helmets are one of the first lines of defense against head injury.

Conditioning and Stretching: Staying fit year round is one of the best ways to manage fatigue and prevent serious injuries. Follow an exercise regimen that helps build strength, stamina and flexibility. Always stretch before and after your activity. Take a break in a warm place if you are in pain or feel exhausted.

Be Courteous and Aware: Injuries tend to occur when people disregard their surroundings or are discourteous to others. Stay focused and be patient. Carry a mobile phone in case of an
emergency, but don’t send texts or make calls while engaged in your activity.

Eat and Stay Hydrated: To avoid fatigue, keep your body fueled and well-hydrated. Drink plenty of water, eat nutritious meals and carry snacks to boost your energy. Cold-weather workers who wear heavy, protective clothing require 10-15 percent more calories a day compared to those working in temperate climates.

Source: www.workcare.com; Article: Preventing Cold Related Injuries and Illnesses, Fact Sheet 2016